31/08/2026
🏡 Could multi-gen living help you onto the property ladder? 🏡
Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈
Searches for “dual-living” are up 100%. 📊
And interest in granny flats has jumped 30%. 🏠
DM us to find out how you and your family can team up for an affordable home. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
26/08/2026
💼 How to get a home loan if you’re self-employed 💼
Over 1.7 million Australians run their own show.
It can bring freedom, flexibility and financial rewards.
But it may mean jumping through more hoops when it comes to taking out a home loan. 🏡
You may be eligible for a standard ‘full doc’ loan with just one or two years' financials. 📝
Or low doc loans can be available if you’re very new to small business. 📊
The main point is to speak to us to understand your options. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
24/08/2026
🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️
Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈
The good news is that building costs have come off recent peaks. 🏡
But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽
The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰
Talk to us for a renovation loan that can help your project become a reality. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
19/08/2026
⏳ How hard does the market usually bounce back after a downturn?⏳
Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡
Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊
If the market dips now, buyers could potentially purchase a house at a good price.
But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce.
Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
17/08/2026
🏡 Strategies that can help clear your mortgage by retirement 🏡
One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.
But there are ways to potentially clear the slate sooner. 💡
Refinancing could see you save with a lower rate (just try not to extend the home loan term).
An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.
Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉
Call us for more tips to potentially be mortgage-free by the time you retire. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
12/08/2026
🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡
That's the latest survey data from Compare the Market.
But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️
Otherwise it may reduce your borrowing capacity. 📉
And banks still want to be sure you can comfortably manage loan repayments. 🏡
Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
10/08/2026
💳 The BNPL trap: how it could impact your home loan application 💳
Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡
That's because every time you apply for BNPL, it may trigger a credit check. 🔍
And too many credit checks can affect your credit score and be a red flag for lenders. 🚩
Late or missed BNPL payments can also be reported, which could reduce your credit score even further.
Talk to us to know how BNPL could impact your loan application. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
05/08/2026
🏡 Property listings climb higher, FOMO dials down 🏡
Things are looking up for homebuyers, reports Domain. 📈
Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬
Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).
That means buyers could have more negotiating power, and seller discounts are on the rise.
It’s a trifecta that could see the stars align for your homebuying plans. ⭐
Contact us to see how you could benefit. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
03/08/2026
📉 Lenders cut rates as competition heats up 📉
There’s a “rate war brewing”, according to Canstar.
A rising tide of lenders have cut their variable loan and short term fixed rates recently.
The catch? ⚠️
Lower rates are usually reserved for new customers. 💡
The solution? 🤝
Refinancing could see you become a new customer, and benefit from a more competitive loan rate.
Contact us to find out how. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
29/07/2026
🏡 How much do you really need to buy a first home? 🏡
Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).
These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰
For a $700,000 first home, a 5% deposit is $35,000.
Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.
Don’t forget to factor in other upfront expenses though. ⚠️
Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦
Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇
To find out more, DM or contact Braedon from Elevate Lending on:
☎️ – 0438 306 851
💻 – [email protected]
12/08/2026
10/08/2026
05/08/2026
03/08/2026
29/07/2026