Elizabeth Dena

CONGRATULATIONS on your FRESH start. The first day of being in control of your finances. We have all made financial mistakes, but in our sessions, we do not focus on the past. Instead of looking backward, we will start anew, armed with a solid plan and accountability to meet your goals and achieve financial health. The first day we work together is ‘Day One’ of your new financial journey - I am so excited to walk it with you. As your financial coach, I will help you, my client, improve your financial habits and achieve your money goals. After all, 85% of Belizeans with a credit file have DEBT in collections often feeling the pinch even while earning a salary. Only 10% have a rainy day fund. And 5% demonstrate basic financial literacy. Most demonstrate poor spending habits due to a lack of a Budgeting Plan, financial literacy, and understanding of money. Most of the time, the majority of Belizeans stress about money all the time. Money is seen as more stressful than relationships and even work. "When you don't have a PLAN for your money, others will have PLAN for your money and it is NEVER for your own benefit. If you can answer any of the following questions, then my services are for YOU:

Are you TIRED of being overwhelmed by your personal finances? Can't seem to get out of Debt (Credit Card, Loans, Mortgages)? Do you work and earn money but don't know where it goes? Do you want to GROW your knowledge and confidence with money? Are you ready to implement a personalized financial roadmap to enjoy your hard-earned money? Are you excited to SAVE and Invest in your own self? What are the benefits of hiring me as your financial coach? Financial coaches help their clients improve the way they handle and earn their money. Therefore, as my client, I can help you to:

GET OUT OF DEBT. By supporting and showing you how to pay off your debt in a smart way and make smarter money decisions. ORGANIZE YOUR FINANCES. I help my clients understand how to use and manage their money better and spend wisely. Working Together, I will help you set up effective Budgets, and Saving plans to support your Goals. MAKE MORE MONEY. This can be more generally about getting raises and finding new income streams or something specific, like creating an extra income stream with real estate investments, opening a small business, etc. Most People have different beliefs about money and YOUR COACH I also act as a money mindset coach, I can help you transform blocking beliefs you may have about money

The main benefits of personal financial coaching are:

Getting clarity around where all of your money is going
Understanding the numbers around why you are in debt
Uncovering the areas where your money is flying out the window
Overcoming your fear of handling finances
Addressing misconceptions about how to handle money
Understanding Factors that affect your credit
Coming to an agreement for married couples on how to handle finances together
Getting a plan on how to buy a first home, pay off debt and be financially independent
Learn how to plan for your financial future independent
Have a healthy relationship with money
To be confident, aware, and responsible with personal money management