Momma Loudon

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Momma Loudon Jesus-loving mom of 9 with a Masters in Business Leadership. Helping parents lead intentionally, build strong families, & raise capable kids.

10/10/2026

I have NO affiliation with -Pathway Worldwide and this is NOT a paid promotion. 😂

But it IS a program I believe more people around the world should know about!

Through our travels teaching free business and leadership courses in developing countries, my husband and I have met so many people whose lives have been transformed because they gained an education through BYU Pathway Worldwide….An education they could pursue ONLINE, from their own homes, after work, without having to leave their families or move to another country.

EDUCATION is one of the most powerful tools we have to alleviate generational poverty.

It’s a HAND UP, not a handout.

It’s about equipping people with the knowledge, skills, confidence, and opportunities to build a better future for themselves and their families.

BYU–Pathway Worldwide is affiliated with and financially supported by The Church of Jesus Christ of Latter-day Saints.

You do NOT have to be a member of the church to attend! However, religious courses are part of the program requirements.

I believe that when we educate ONE person, we have the potential to change the trajectory of an ENTIRE FAMILY for generations.

Are you watching from outside the U.S.? Tell me what COUNTRY you’re from in the comments! Share with a friend outside the U.S.

I’d LOVE to see how many countries we can reach with this information!


10/08/2026

“Let kids be kids! Why are you rushing them into adulthood?”

This was a common comment
when talking about my children earning their associate degrees BEFORE graduating from high school.

But here’s what I think people are misunderstanding…

Instead of taking a year of high school English, my children take 1 semester of college English through concurrent enrollment.

That ONE college English class counts as:

✅ 3 college credits of English toward their college degree

✅ A FULL YEAR of high school English credits

ONE class. TWO purposes.

And here’s where it gets even better…

💰 That college English class costs us just $15 through our local concurrent enrollment program.

The EXACT SAME CLASS at the EXACT SAME UNIVERSITY, taken after high school graduation, would cost over $600!

That’s a savings of more than 97%!

By strategically replacing high school courses with college-level courses that fulfill BOTH sets of requirements, my children have been able to earn their associate degrees before graduating from high school.

And because many of those college classes fulfill a full year of high school requirements in just one semester, they’ve had MORE time to be kids, not less!

-Time to compete in high school sports.
-Time to work part-time jobs.
-Time for a wildly active social life.

They’re not missing out on being teenagers. They’re simply getting more mileage out of the education they’re already receiving.

With up to 2 years of their Bachelor’s degree being completed before high school graduation, they are able to graduate with their BA years ahead of their peers…while saving tens of THOUSANDS of dollars in tuition, room & board in the process!

Over ONE MILLION people watched my reel about my children earning their associate degrees in high school.

And I was absolutely BURIED in questions!

Even after creating an entire series explaining our process, I received hundreds of messages asking me to put everything into one downloadable resource.

So I created TWO!

🆓 FREE: College in High School Starter Checklist

A simple starting point to help you:
✔️ Discover what opportunities might be available in your area.
✔️ Know WHO to contact.
✔️ Know WHAT questions to ask.
✔️ Figure out where to begin.

📘 $29: College Credits in High School Strategic Guide + Workbook (73 PAGES!)

This is where we get into the DETAILS!

I’ll walk you step by step through:

✔️ Understanding the terminology (even if you’re the first in your family navigating college!)

✔️ How to research your state, district, and college options.

✔️ Finding degree requirements and working BACKWARD to build a strategic plan toward graduation.

✔️ How to choose credits that actually count toward a degree, instead of accumulating random electives.

✔️ Understanding prerequisites and the importance of transfer equivalencies.

✔️ Researching professors and course options.

✔️ Tracking credits, requirements, and progress.

Here’s what I want you to understand: Every state, school district, college, and university has different rules, costs, and opportunities.

I’m teaching you HOW to research those opportunities, ask the right questions, and strategically build the most efficient educational pathway for YOUR student.

👉 Grab the FREE Starter Checklist or the full 73-page Strategic Guide + Workbook for $29 at the LINK IN MY BIO!

🌐 intentional-stewardship.com

📌 IMPORTANT: Concurrent enrollment eligibility, tuition, high school credit equivalencies, college transfer policies, and degree requirements vary by institution and state. Not every college course fulfills a high school graduation requirement, and not every credit will transfer or apply toward a future degree.

10/06/2026

Happy birthday to the REAL Iron Man Eric Loudon

10/05/2026

“College is a scam.”

I understand why people say it. 😬

College is EXPENSIVE. A bachelor’s degree doesn’t guarantee a great job. And graduating with a pile of debt and a diploma that doesn’t actually move you toward the life you want doesn’t sound like a great strategy to me either.

But after researching the alternatives, I’ve come to a different conclusion.

Not every kid “needs” a bachelor’s degree for trades, apprenticeships, certifications, entrepreneurship etc…other paths can be fantastic options.

But in our family, education is a lifelong pursuit. I want my kids continually increasing their knowledge, skills, experience and capabilities…whatever career they choose.

I want to help them get as much education as possible while spending as little time and money as reasonably possible.

That’s why I’m such a believer in strategically earning college credits during high school.

But there’s a BIG difference between earning college credits and earning the RIGHT college credits.

THAT is what I want to teach parents.

I’ve spent years navigating this process with my own kids, and I finally took everything I’ve learned and organized it into my College Credits in High School Strategic Workbook.

This isn’t just a list of ways to earn college credit.

It walks you through the process step by step:

How do I find out what’s available where we live?
Who do I call?
What do I ask?
What do all these college terms mean?
How do I find the requirements for an associate or bachelor’s degree?
How do I research transferability?
How do I choose the RIGHT classes?
How do I build an actual multi-year plan?

Because saving money on one cheap college class is great.

Saving semesters—or potentially YEARS…of tuition, housing and living expenses because you had a strategy from the beginning can be worth tens of thousands of dollars.

I also created a FREE College in High School Starter Checklist if you’re brand new and just want to know where to begin.

👉 Both the FREE checklist and my full $29 Strategic Workbook are at the link in my bio.

College-credit programs, costs, eligibility, degree requirements and transfer policies vary by school, state and university. Always verify requirements directly with the institutions involved before registering.


10/03/2026

FULL DISCLOSURE: We have NOT personally used ASU Universal Learner Courses with our own kids.

For our family, our local university’s concurrent enrollment program is significantly less expensive than $425, and I knew my kids were academically ready for college, so that has made more sense for us.

Also in researching how the ASU courses would transfer to the private university my kids are ultimately hoping to attend for their bachelor’s degrees, only a handful of the courses we looked at would transfer in a way that helped with their intended degree plan.

And THAT is exactly why I keep saying: Don’t collect random college credits. Build a strategic plan.

A college course can be completely legitimate college credit and still not fulfill the requirement your student actually needs at their eventual university.

Please do your own research before enrolling. Rules, costs, eligibility, degree requirements and transfer policies vary by institution and can change.

🌎 One reason I wanted to share ASU anyway: this may be an especially interesting option for families who DON’T have inexpensive dual/concurrent enrollment available locally…or who live outside the United States.

ASU says high-school students can take Universal Learner Courses, and international learners can participate as well.

Here are the resources I created to help navigate college credits in high school.

🆓 FREE: College in High School Starter Checklist. If give you the first steps to begin figuring out what opportunities are available to YOUR student.

📘 $29: College Credits in High School Strategic Guide
This is for the parent who wants is asking “How do we make sure they’re earning the RIGHT credits?”

Link in my bio.

10/02/2026

🎓 Want help figuring out how this could work for YOUR student?

Over a MILLION people watched my video about my kids earning their associates degrees in high school…and I got absolutely buried in questions.

So please forgive me if you were one of the thousands I was not able to respond to.

Even after making several reels explaining how we do this, I still had hundreds of DM’s asking me if I could make a downloadable digital product that put ALL of it in one place.

I made two resources to help you take the next step:

FREE: College in High School Starter Checklist
A BASIC checklist to help you find options available to your student, know who to contact, what questions to ask, and where to start.

$29: College Credits in High School Strategic Guide + Workbook
This is the step-by-step version. I walk you through how to research your options, understand the vocabulary, map out a degree, choose the RIGHT credits (not just random credits), check prerequisites and transferability, research professors, track credits, and build a strategic plan for your specific student.

My goal isn’t to tell you exactly which class your student should take…every state, school district, college, and university is different. It’s to teach you how to find the answers to build the best, and most efficient plan for your student based on their individual goals.

👉 Grab the FREE checklist or the full 73 page $29 Strategic Guide at the link in my bio.

https://intentional-stewardship.com

09/24/2026

EARLY COLLEGE, STRATEGICALLY: How to be intentional about Start Earning College Credit While Still in High School (or before).

After sharing that my 13-year-old just picked up his college ID…and that several of my older kids have earned associate degrees before graduating high school…I got SO many questions about exactly how we do this.

So I’m breaking it ALL down in this series.

Not because every child should start college early. They shouldn’t. Not because a college degree is the only path to success. It isn’t.

But IF college is part of your child’s future, I want parents to know what options may be available…and how to use them strategically.

Here’s what we’re talking about:

1. How high-school students can take real college classes
2. How to find concurrent/dual-enrollment programs where you live
3. What college classes can cost while your child is still in high school
4. How to know if your child is actually ready for college-level work
5. Why we often choose concurrent enrollment instead of AP
6. How we choose classes AND professors
7. How to make sure credits will actually transfer
8. Why we build toward a degree instead of collecting random credits
9. CLEP exams, Modern States, (I am just learning about this option myself) AP and other ways to earn college credit
10. Options for homeschool, public-school and private-school students
11. What international families and Americans living abroad can investigate
12. What parents need to understand about a REAL college transcript
13. How the associate degree works…and what happens afterward
14. How I would build a college-credit plan if I were starting over today

And more. Follow along and save this series so you can come back to it.

Leave your questions below.

⚠️ state, university, transfer, residency, eligibility, policies, and how it may affect future scholarship opportunities etc may vary state to state and college to college. I’m sharing what we’ve learned from our family’s experience and teaching you what to research…not promising that every program or strategy will work for every student.


09/22/2026

Fine print: check how long prerequisites stay valid at your college. Some math prerequisites may expire after a few years, meaning your student could either need to take the next class within a window…or have to re-test. Starting early can be amazing…but you still want a long-term strategic plan. EARLY COLLEGE, STRATEGICALLY: How to be intentional about Start Earning College Credit While Still in High School (or before).

After sharing that my 13-year-old just picked up his college ID…and that several of my older kids have earned associate degrees before graduating high school…I got SO many questions about exactly how we do this.

So I’m breaking it ALL down in this series.

Not because every child should start college early. They shouldn’t. Not because a college degree is the only path to success. It isn’t.

But IF college is part of your child’s future, I want parents to know what options may be available…and how to use them strategically.

Here’s what we’re talking about:

1. How high-school students can take real college classes
2. How to find concurrent/dual-enrollment programs where you live
3. What college classes can cost while your child is still in high school
4. How to know if your child is actually ready for college-level work
5. Why we often choose concurrent enrollment instead of AP
6. How we choose classes AND professors
7. How to make sure credits will actually transfer
8. Why we build toward a degree instead of collecting random credits
9. CLEP exams, Modern States, (I am just learning about this option myself) AP and other ways to earn college credit
10. Options for homeschool, public-school and private-school students
11. What international families and Americans living abroad can investigate
12. What parents need to understand about a REAL college transcript
13. How the associate degree works…and what happens afterward
14. How I would build a college-credit plan if I were starting over today

And more. Follow along and save this series so you can come back to it.

Leave your questions below.

⚠️ state, university, transfer, residency, eligibility, policies, and how it may affect future scholarship opportunities etc may vary state to state and college to college. I’m sharing what we’ve learned from our family’s experience and teaching you what to research…not promising that every program or strategy will work for every student.


09/17/2026

Start with the end in mind….so they take the right classes, the credits build towards their degree, AND they transfer to your child’s University of choice for their Bachelor’s Degree. EARLY COLLEGE, STRATEGICALLY: How to be intentional about Start Earning College Credit While Still in High School (or before).

After sharing that my 13-year-old just picked up his college ID…and that several of my older kids have earned associate degrees before graduating high school…I got SO many questions about exactly how we do this.

So I’m breaking it ALL down in this series.

Not because every child should start college early. They shouldn’t. Not because a college degree is the only path to success. It isn’t.

But IF college is part of your child’s future, I want parents to know what options may be available…and how to use them strategically.

Here’s what we’re talking about:

1. How high-school students can take real college classes
2. How to find concurrent/dual-enrollment programs where you live
3. What college classes can cost while your child is still in high school
4. How to know if your child is actually ready for college-level work
5. Why we often choose concurrent enrollment instead of AP
6. How we choose classes AND professors
7. How to make sure credits will actually transfer
8. Why we build toward a degree instead of collecting random credits
9. CLEP exams, Modern States, (I am just learning about this option myself) AP and other ways to earn college credit
10. Options for homeschool, public-school and private-school students
11. What international families and Americans living abroad can investigate
12. What parents need to understand about a REAL college transcript
13. How the associate degree works…and what happens afterward
14. How I would build a college-credit plan if I were starting over today

And more. Follow along and save this series so you can come back to it.

Leave your questions below.

⚠️ state, university, transfer, residency, eligibility, policies, and how it may affect future scholarship opportunities etc may vary state to state and college to college. I’m sharing what we’ve learned from our family’s experience and teaching you what to research…not promising that every program or strategy will work for every student.


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