29/09/2025
The Hidden Tax We All Pay
After almost four decades in the financial services industry, I’ve witnessed markets rise, fall, and collapse through several crises. If there’s one lesson that has been consistent, it’s this: the market doesn’t care about our political opinions. It only cares about whether our portfolios survive.
While many stay glued to Senate hearings, I find myself watching something else—₱11 billion worth of flood control projects left unfinished, foreign funds fleeing our shores once again, and investor confidence at a dangerous low. These are not just numbers in a report. They are reminders of a deeper problem eating away at our economy.
This is not merely about guilt or innocence. This is about the silent “corruption tax” that every Filipino is already paying. It’s the hidden cost embedded in delayed infrastructure, unstable markets, and missed opportunities.
From a biblical perspective, this is also a matter of stewardship. Scripture reminds us that “it is required of stewards that they be found faithful” (1 Corinthians 4:2, ESV). When leaders mishandle resources, the people suffer. Corruption robs not just our economy, but also our God-given responsibility to manage wealth for the good of others and for the glory of God.
Markets thrive on trust and transparency. When those foundations are compromised, the burden falls on ordinary families—on their savings, their livelihoods, and their hopes for a better future. And whether we admit it or not, corruption compounds like interest. It quietly drains us, generation after generation.
The noise of politics may dominate the headlines, but as stewards of what God has entrusted to us, we must keep our eyes open to what truly matters. Because in the end, the bigger question isn’t just how much corruption costs us financially—but how much it keeps us from living out faithful stewardship before God.
21/07/2025
Consistency beats talent anytime of the day !
05/06/2025
Don't leave anything for later.
Later, the coffee gets cold.
Later, you lose interest.
Later, the day turns into night.
Later, people grow up.
Later, people grow old.
Later, life goes by.
Later, you regret not doing something...
When you had the chance.
Life is a fleeting dance, a delicate balance of moments that unfold before us, never to return in quite the same way again.
Regret is a bitter pill to swallow, a weight that bears down upon the soul with the burden of missed chances and unspoken words.
So, let us not leave anything for later. Let us seize the moments as they come, with hearts open and arms outstretched to embrace the possibilities that lie before us.
For in the end, it is not the things we did that we regret, but the things we left undone, the words left unspoken, the dreams left unfulfilled.
— Before the Coffee Gets Cold is a novel by Toshikazu Kawaguchi
05/10/2024
Alphard Infinity Group honors it month of August Health Champions as we continue to help more Filipino families enjoy the present while securing their future.
CongratulationsI Alphard Health Champions!
Zone Category
Top 1 Financial Advisor - Rookie FA Armando Ilisan Jr (Zone 7)
Top 2 Financial Advisor - Rookie FA Norman Lucion (Zone 6)
Top 3 Financial Advisor - Rookie FA Pietro Oli Malferrari Mabulay (Zone 7)
Top 1 Unit Head - Marichu Labata (Zone 7)
Top 1 Branch Head - Emma Luisa Tillo Adriatico (Zone 7)
Top 1 Region Head - June Adriatico (Zone 7)
Nationwide Category
Top 3 Financial Advisor - Rookie FA Norman Lucion
Top 1 Branch Head - Emma Luisa Tillo Adriatico
We give back all the honor and glory to God from whom all things come and all things belong.
09/08/2024
With less than 2% insurance pe*******on rate in the Philippines, we are passionate with our mission to help more Filipino families enjoy the present while securing their future.
Alphard Infinity Group is proud to be in the business of risk management.
Wtih Manulife Philippines as our partner, we will make everyday better for our clients and our partners.
09/08/2024
This is so rampant.
People in public places, elevators, even inside the airline first class lounges on loud speaker phones while in a conversation, or simply watching videos.
09/08/2024
T minus 8 Days.
The excitement builds up with our Host and Motivational Speaker Rovic Cuasito.
08/08/2024
Alphard Infinity Group welcomes Unit Head Love Gabinete as she takes part in the expansion of AIG into the Visayas area under the leadership of Branch Head Kenneth Rose Abella Ranque.
Ms Love Gabinete is based in the paradise island of Boracay.
Welcome to the family Ms Love Gabinete!!