07/04/2026
The UCPB-CIIF Foundation Inc. (CocoFoundation) encourages interested parties to inquire/negotiate about the following asset.
The sale shall be on an "๐ฎ๐ ๐ถ๐, ๐๐ต๐ฒ๐ฟ๐ฒ ๐ถ๐" basis. Prospective buyers are encouraged to conduct due diligence investigation by inspecting and verifying the condition and the status of the vehicle from ๐ ๐ผ๐ป๐ฑ๐ฎ๐ ๐๐ผ ๐๐ฟ๐ถ๐ฑ๐ฎ๐, ๐ต:๐ฌ๐ฌ ๐๐ ๐๐ผ ๐ฐ:๐ฌ๐ฌ ๐ฃ๐ .
For further questions and inquiries, please contact ๐ ๐. ๐๐ฟ๐ถ๐ ๐ ๐ผ๐ป๐๐ฎ๐น๐ฒ๐ at mobile no. ๐ฌ๐ต๐ฐ๐ฑ๐ณ๐ฏ๐ฌ๐ฐ๐ฐ๐ฎ๐ฐ, or email: ๐ฐ๐ฟ๐ถ๐.๐บ๐ผ๐ป๐๐ฎ๐น๐ฒ๐@๐ฐ๐ผ๐ฐ๐ผ๐ณ๐ผ๐๐ป๐ฑ๐ฎ๐๐ถ๐ผ๐ป.๐ฝ๐ต
01/10/2021
https://m.facebook.com/story.php?story_fbid=4810167895700816&id=581961985188116
[๐๐๐๐๐๐ ๐๐๐๐๐] Nearly a decade ago, the daughter of two farmers in the province of Siquijor set a stunning record after being honored as the first-ever summa cm laude of Negros Oriental State University (NORSU). Her success has sought national attention, and many leading newspapers in the Philippines have published her memorable performance.
Graduating at the top was an accomplishment worthy of Henzel Mae Manginsay Ymbol and her family celebrating. But before this moment of celebration, her destiny threw her rotten fruits. She composted those fruits and later used them to add valuable nutrients to her soil. At 20 years old, Henzel left the comfort of her home in San Juan, Siquijor without thoughts of making history.
Because Henzel's family was struggling financially, she had to experience rough patches to survive university life. Yet, as a student, she was persistent enough not to be content with where she was back; for her, ambition is never a dirty word. Henzel took up BS in Mathematics and was a scholar of the United Coconut Planters Bank-Coconut Industry Investment Fund (UCPB-CIIF). She fondly recalled that even with the scholarship allowance she received, it was still insufficient to meet her daily needs. Henzel shared that whenever she was short of money, she just went to the Mother of Perpetual Help Parish Church โ just a stoneโs throw from the University premises โ to pray for answers and divine provision.
She knew that turning to her family for additional financial support would only be a burden to them; so, she stepped in to become a tutor to a few students from other universities. With this, she was able to pay for her other needs like PE uniform and relevant learning materials. She also became a student assistant at the university in her second year and was assigned to the Mathematics Department.
Being a student assistant paved the way for Henzel to be graciously offered by one of the instructors to stay at their home to save on cost. For over a year, Henzel felt like being home โ away from home. She helped her second family with house chores and any other way she could. She expressed how eternally grateful she is to Dr. Mae Manahon and her family for their assistance and still keeps in touch with them up to this day.
The thought of responsibility for not being always available to take care of her young and sickly brothers due to being distant away, however, made Henzel persevere more in her studies. As the eldest of five, Henzel knew that education would be the distinguishing event of her life. She was not popular in school; she was just an ordinary student who knew her weaknesses and strengths, was open to improvements, and dealt with whatever defeat. She was not competitive, but her grit to accomplish her degree revealed her being the winner.
If there is one lesson that Henzel learned from the unexpected spark of fire that shone on her college trip, it would be when she realized that there are people who ignore students' ability until it is proven in life. Therefore, to succeed in school, she believed in not forcing oneself to reach for something because people around say.
Henzel clears out that even if the tides are against you, you should keep swimming. She believes that the way to live in the present is to maintain that โthis too shall pass.โ She points out that you have your way of telling the world where you belong. After her breakthrough for graduating summa cm laude, the doors of opportunities that were once invisible in her eyes and the prying eyes of many became apparent, and those doors had a lot to say.
Currently, Henzel works as an Enterprise Risk Manager, a role she solely holds at Rizal Commercial Banking Corporation (RCBC). She has been working at its headquarters in Makati City for more than a year now. Her major responsibility is risk management which includes effective monitoring, reporting, and stress testing of capital levels. She stands by her conviction that to remain successful, she always strives for excellence while staying grounded by values and faith.
Article | Reychemver Credo
Graphics | Rey Mark Marcelino
31/05/2019
We would like to express our deepest gratitude to Surigao State College of Technology - Del Carmen Campus for awarding us with this Plaque of Commendation. We hope to continue our strong partnership in providing education and self-empowerment to the children of coconut farmers...
17/05/2019
Congratulations UCPB-CIIF Scholar- Graduates! ๐ฉโ๐๐จโ๐
17/05/2019
We are so proud of you! Good luck Cris