Walter B. Coroza Ntrepreneur

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JOINING A NETWORKING COMPANY | Chinkee Tan, Wealth Coach September 21, 2017 | Joining a Networking Company | Want to join but you need some guidelines? Let me help you. CLICK THE LINK NOW!

BEST ADVICE I LEARNED FROM MY RICH UNCLE

In one of my conversation with a friend, they were bragging how rich and popular their relatives are.

Syempre, hindi rin naman ako patatalo at nakisama na rin ako usapan.

This is how the conversation went:

FRIEND: “How rich is your uncle?”

ME: “He owns multiple businesses from banking, airline, liquor, to***co, real estate industries and education. You might be wondering who is my rich uncle? His name is Lucio.”

FRIEND: “Hmmm, Lucio Tan!?”

ME: “Yes, the one and only.”

FRIEND: “Is he really your uncle?”

ME: “What’s his surname?”

FRIEND: “Tan!”

ME: “What’s my surname?”

FRIEND: “Tan!”

ME: “What’s your problem? He is my uncle in my dream.”

If there is one great money advice that i can learn from this man is...

LIVE TO EARN FROM MULTIPLE SOURCES OF INCOME STREAMS - Never Get All Your Eggs From One Basket

I am sure you have heard, “Never put all your eggs in one basket.”

I was trained not to put all my eggs in one basket because the moment the lone basket breaks, I will end up broke and in debt.

But have you ever heard of the quote, “Never get your eggs from one basket.”

What it means is, having one source of income will never be enough.

You need to generate from multiples sources of income for the SHORT-TERM, MEDIUM-TERM and LONG-TERM.

SHORT-TERM INCOME

Goes to pay off your daily expenses such as transportation and your meal allowance.

MEDIUM-TERM INCOME

Is used to pay your monthly bills and expenses, like rent, electricity, groceries, leisure fund and etc.

LONG-TERM INCOME

Is saved to set up your emergency fund and retirement fund.

Take note: This must be done simultaneously. This is the reason why you need multiple income streams, not for you to splurge, but for you to be able to save and also get to enjoy your hard earned money.

"Never Get All Your Eggs From One Basket"

-Chinkee Tan, Top Motivational Speaker Philippines

THINK. REFLECT. APPLY.

How about you? Do you have multiple sources of income?
What do you think will happen to your personal finance, if you lose your current source of income?

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Merong kwento tungkol sa isang lalaking namimingwit sa ilog. Pag maliit na isda, kinukuha niya. Pero kung kelan malaking isda ang huli n’ya, ‘yun ‘yung hinahagis niya pabalik sa tubig.

Nung tinanong siya ng katabi niya, eto sagot n’ya.

“Sayang nga ‘yung malalaking isda eh. Pero wala akong magagawa. Maliit lang kasi ‘yung kawali ko.”

Tanga. ‘Yun malamang reaksyon mo. Malamang, kung andun ka, sasabihin mo pa sa kanya:

“Di mo ba naisip pwede mong hatiin ‘yung isda? O palitan ‘yung maliit mong kawali ng mas malaki?”

Pero kung papansinin mo, marami sa ‘tin (o malamang, pati ikaw), ganun minsan ang negatibong pananaw sa buhay.

“Wala akong choice, ito lang ang alam kong pagkakakitaan.”

“Kung ganito ugali ko kasi ganito ako ginawa ng Diyos! Me magagawa ba ‘ko?”

“Hanggang dito lang talaga ako. Pinanganak kasi akong mahirap.”

“‘Yun sabi ng nanay ko eh, wala daw akong pakinabang. So bakit pa ‘ko magsisikap?”

Ilang halimbawa lang ‘yan ng mga self-defeating beliefs. Mga sementadong pananaw na di gumagalaw. Iba-ibang mukha ng pagtangging “palitan ang kawali”.

Kumbaga, tinanggap mo nang ito ang kwento ng buhay mo. Dinisisyunan mo nang hindi na magbabago ang masaklap mong kapalaran.

Dahil ayaw mong bitawan ang mga kinasanayan mong negatibong pananaw, paulit-ulit din ang mga negatibong karanasan sa buhay mo.

Hindi dahil ayaw mong magbago ang mga sitwasyon kundi dahil naniwala ka nang hindi na sila magbabago.

Merong magandang sinabi ang greek philosopher na si Plato tungkol dito. “Madaling intindihin ang musmos na takot sa dilim. Ang mahirap unawain at ang tunay na masaklap—’yung matandang takot sa liwanag!”

Palitan mo ang kawali. Palitan mo ang negatibong pananaw ng positibong pananaw.

Here Are 5 Business Lessons I Learned From Jollibee’s Founder Tony Tan Caktiong

Karamihan sa atin ang nakakain na sa Jollibee, pero karamihan din sa atin hindi alam kung paano nagsimula ang Jollibee.

Ang Jollibee ay pagmamay-ari ni Tony Tan Caktiong. Siya ay anak ng isang kusinero na nagsikap para makapagtapos si Tony ng pag-aaral. Si Tony ay nakapagtapos ng kanyang pag-aaral sa University of Sto. Tomas (UST) sa kursong BS Chemical Engineering.

Hindi ginamit ni Tony ang kanyang kurso para yumaman. Siya ay sumubok na magsimula ng kanyang negosyo. NagFranchise sya ng isang maliit ice cream parlor mula sa Magnolia.

Dumami ng dumami ang customers ni Tony at marami sa kanyang customers ang nagrequest ng mga iba’t ibang pagkain tulad ng mga sandwich, fries at fried chicken. Hindi pa uso noon ang fastfood.

Dumami ng dumami ang ice cream parlors ni Tony sa buong Maynila. Noong nabalitaan ni Tony ang McDonald’s Food Chain sa America, pinalitan ni Tony ang kanyang Ice Cream Parlors sa mga FastFood Restaurants.

Paano nila nakuha ang pangalan na “Jollibee”? Nakuha niya ang pangalan na Jollibee dahil sa personality ni Tony. Masiyahin si Tony at palaging busy sa kanyang negosyo. Dito nakuha ang “Jolli” meaning masiyahin at “Bee” dahil palagi siyang busy parang bubuyog, “Busy as a Bee.”
Sa ngayon, ang Jollibee ay may-ari na ng mga iba’t ibang restaurants tulad ng: Greenwhich Pizza, Chowking, Red Ribbon, DeliFrance, Mang Inasal atbp. At kilala na ang Jollibee hindi lang sa Pilipinas kundi sa buong mundo na rin.

Here’s the take-away lessons from Tony’s Jollibee.

1. The Key To Being Financially Free is Not in Employment, but in Business.
Kahit na ang kurso ni Tony ay BS Chemical Engineering, hindi siya nagpatuloy sa kanyang natapos na kurso. Hindi siya nagpatuloy na maging isang engineer upang maging empleyado lamang. Siya ay nagsimula ng sarili niyang negosyo na kung saan siya ay masaya at malaya.

2. Take A Risk.
Alam ni Tony na sayang ang kanyang natapos na kurso sa UST subalit sumubok pa rin siyang magNegosyo. Hindi man niya alam kung magiging successful ang kanyang Ice Cream Parlor, pero ito ay sinubukan pa rin niyang simulan.
Paano kaya kung hindi man lang siya sumubok?
Saang kumpanya kaya nagtatrabaho ngayon si Tony?
Masaya kaya siya sa kanyang 8am-5pm job?

3. Start Now and Adjust Later.
Importante ang magsimula at mag-adjust na lamang habang tumatakbo na ang negosyo. SI Tony ay nagsimula lamang sa isang maliit na ice cream parlor at nadagdagan ang mga produkto dahil sa mga kagustuhan ng mga customers. Tsaka pa lamang niya naisipang itayo ang Jollibee FastFood Restaurant.

4. Create A Memorable Brand.
Nabuo ang konsepto ng “Jollibee” dahil sa personalidad ni Tony at yun din ang tumulong sa pagbuo ng branding ng kanyang fastfood restaurant.

5. Conquer Your Competition.
Naintindihan ni Tony na ang iba’t ibang naglalabasan na mga fastfood restaurants ay kalaban niya sa kanyang negosyo. Kaya nama’y binili niya ang iba’t ibang restaurants na ito.