John Gabaldon at Waterstone Mortgage NMLS #422738

John Gabaldon at Waterstone Mortgage NMLS #422738 John Gabaldon is a home loan originator at Waterstone Mortgage Corporation in Albuquerque, New Mexico. John graduated from the University of New Mexico in 2001.

John is a ninth-generation native New Mexican with more than 15 years of experience in the mortgage lending industry. He specializes in working with first-time homebuyers – it is a true honor in his eyes to be part of such a special moment in their lives. John also has extensive knowledge of the New Mexico Mortgage Finance Authority State Bond program. When he’s not in the office, he spends all his spare time with his family. He is also a member of Legacy Church and coaches his sons’ baseball teams at Albuquerque Baseball Academy. Se habla Español! Me especializo en ayudar a compradores de primera vez, en mi equipo cuento con gente bilingüe para asegurarnos de explicarles a comprender el proceso del préstamo, nos orgullese en brindarles un excelente servicio en tu idioma. Te ayudamos y preparamos para alcanzar el sueño americano, ser dueno de tu propia casa, recuerda, no te diremos que NO, te mostraremos como.

Looking for ways to make homeownership more affordable? A temporary buydown could help.A temporary buydown may be a smar...
09/24/2026

Looking for ways to make homeownership more affordable? A temporary buydown could help.

A temporary buydown may be a smart way to lower your monthly mortgage payment during the first 1-3 years of your loan. It can help you save money upfront and make the transition into homeownership a little more manageable.

Learn more here: https://bit.ly/4gSrOUx

One of the most common mortgage myths: You need 20% down to buy a house. This is FALSE! Many programs require as little ...
09/22/2026

One of the most common mortgage myths: You need 20% down to buy a house.

This is FALSE! Many programs require as little as 3-5% down. Waterstone Mortgage even offers several programs with NO down payment requirement.

On top of that, you may qualify for assistance to help cover your down payment and/or closing costs, decreasing your out-of-pocket costs even further.

Homeownership can be closer than you think. 💭🏠 Send a DM to chat about your options.

Thinking about buying a home? Getting pre-approved can help you understand your budget before you start shopping.Here's ...
09/19/2026

Thinking about buying a home? Getting pre-approved can help you understand your budget before you start shopping.

Here's what you'll likely want to have ready:
📄 Recent pay stubs
💰 Bank account statements
📑 W-2s and/or tax returns (if applicable)
🏦 Information about your assets and debts
🪪 Government-issued photo ID

Every homebuyer’s situation is unique, so additional documentation may be needed.

Save this post for when you’re ready to start your house hunt, or share it with someone who’s starting theirs!

Dreaming of celebrating the holidays in a new home?The fall season is a great time to start planning if you'd love to sp...
09/16/2026

Dreaming of celebrating the holidays in a new home?

The fall season is a great time to start planning if you'd love to spend the holidays making memories in a new place.

Buying in the fall often means less competition, more negotiating power, and sellers are more motivated.

Plus, getting started now gives you time to plan your move before the holiday rush.

If buying a home is on your holiday wish list, let’s take the first step in your journey together. Send a message to discuss your options.

One of the biggest topics homebuyers have questions about? Credit. 📈Your credit score is one of several factors lenders ...
09/13/2026

One of the biggest topics homebuyers have questions about? Credit. 📈

Your credit score is one of several factors lenders consider during the mortgage process. While a higher score may help you qualify for more favorable loan options, there are loan programs available for a wide range of credit profiles.

A few ways to strengthen your credit:
✔ Pay bills on time.
✔ Keep credit card balances low.
✔ Avoid opening multiple new accounts before applying for a mortgage.
✔ Review your credit report regularly for accuracy.

Learn more about how your credit score impacts your mortgage here: https://bit.ly/4glDE9N

Today, we pause to remember the lives lost on September 11, 2001, and honor the courage of the first responders, service...
09/11/2026

Today, we pause to remember the lives lost on September 11, 2001, and honor the courage of the first responders, service members, and everyday heroes who stepped forward in a time of unimaginable tragedy.

We remember. We honor. We will never forget.

Breaking news! 📣 Waterstone Mortgage has increased its conventional loan limit to $845,000 (up from $832,750) for loans ...
09/10/2026

Breaking news! 📣 Waterstone Mortgage has increased its conventional loan limit to $845,000 (up from $832,750) for loans funded on or after September 10, 2026.

For qualified buyers, the higher limit may provide more financing flexibility when considering higher-priced homes. Ready to see what this could mean for your home search?

Get pre-approved: https://bit.ly/41tba5W

Think a down payment is what's standing between you and homeownership? The reality is, there are so many down payment as...
09/09/2026

Think a down payment is what's standing between you and homeownership?

The reality is, there are so many down payment assistance programs available, but many people never realize they're eligible because they don't know where to look.

Here’s an easy place to start. ⬇️ Just answer a few quick questions, and this tool will show you programs that match your situation.

If buying a home is on your radar — even if it's a "maybe someday" — it's definitely worth checking out.

Start your search for down payment assistance here: https://bit.ly/3Srl4Dv

Address

6733 Academy Road NE, Suite A
Albuquerque, NM
87109

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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