AJ Finances Homes

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Denver, CO
AJ Finances Homes

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Licensed Mortgage Broker | NMLS #1676718 | Equal Housing Opportunity | Loan Haus NMLS #2516874

09/09/2026

Another one! Funded. 🎉

My client is self-employed. He needed to pull cash out of his home, and on paper his tax returns made it look like he barely earns anything. That’s not because business is bad. It’s because every good business owner writes off everything they legally can. Great in April. Brutal when you apply for a mortgage.

Most lenders stop right there and say no.

We didn’t use his tax returns at all. We used a bank statement program, which qualifies you on the deposits actually landing in your account. Same borrower, same house, completely different answer.

Submitted to cleared to close in 12 days. Cash in hand for what’s next.

If you’re self-employed, 1099, commission only, or an investor and you’ve been told you don’t qualify, that was one lender’s guidelines. It isn’t the end of the conversation. Bank statement loans, 1099 programs, P&L only, asset depletion, DSCR. My job is finding the one that fits you.

Send me a DM or call 303-842-2238.

06/01/2026

At Loan Haus, mortgages are what we do…but people are why we do it. 🏡❤️

Every loan represents a family, a fresh start, a future, or a dream that’s been years in the making. We’re here to guide, educate, and support our clients long after closing day.

Because building stronger communities starts with helping good people create brighter futures.

06/26/2023

🏠 **Limited Down Payment? No Problem! Explore Our Conventional 1% Down Program!** 🌟

Are you dreaming of owning a home but struggling to gather a substantial down payment? We have exciting news for you! Introducing our new Conventional 1% Down program, designed specifically for potential homebuyers like you who are limited on down payment funds.

✅ **Key Program Details:**
🔑 Minimum FICO: 620
🔑 Maximum Loan-to-Value (LTV): Up to 97%
🔑 Primary Residence Only
🔑 Income Qualification: Restricted to 80% or less of the area median income
🔑 Lender Funded Down Payment: 2%, capped at the lesser of 2% or $4,000. The 2% is based on the lesser of the purchase price or appraised value.
🔑 No Requirement to be a First-Time Homebuyer

Our Conventional 1% Down program is designed to help you bridge the gap and achieve your homeownership dreams, even with limited down payment funds. We believe that everyone deserves the opportunity to own a home, regardless of their financial circumstances.

Why Choose Our Conventional 1% Down Program?
✅ Accessible Homeownership Solution
✅ Competitive Interest Rates
✅ Flexible Loan Terms
✅ No First-Time Homebuyer Requirement

At Prominent Home Finance, we're committed to finding innovative solutions that make homeownership more achievable for you. Our Conventional 1% Down program empowers you to take that crucial step towards owning a home, while minimizing the financial burden of a substantial down payment.

Don't let limited down payment funds hold you back! Contact us today to learn more about our Conventional 1% Down program and see how we can help you secure your dream home.

📞 Call us at (303)-842-2238
💻 Visit our website at Www.ProminentHomeFinance.Com

06/23/2023

🏠 **Attention Real Estate Agents! Expand Your Buyers' Possibilities with Our Niche Loan Products!** 🌟

Are you an ambitious real estate agent looking to broaden your clientele and serve a wider range of buyers? Look no further! Our specialized niche loan products are here to help you unlock more opportunities for your clients' homeownership dreams.

🔑 **No Income/No Document Loan** 📝
Our streamlined process eliminates the need for traditional income documentation, making it ideal for self-employed individuals or buyers with non-traditional income sources.

🔑 **Bank Statement Loan** 🏦
Perfect for those with fluctuating incomes, our Bank Statement Loan considers your buyers' bank statements as proof of income, providing greater flexibility and approval possibilities.

🔑 **Asset Depletion Loan** 💰
Unlock the potential of your clients' assets! Our Asset Depletion Loan evaluates their overall asset portfolio to determine eligibility, even without traditional income verification.

🔑 **DSCR Cash Flow Loan** 💼
Ideal for investors or buyers with multiple properties, our DSCR Cash Flow Loan evaluates cash flow from rental properties to help your clients qualify for their dream homes.

At Prominent Home Finance, we understand the importance of tailored financing options to meet the diverse needs of your clients. Our niche loan products open doors to homeownership for those who may not fit into the traditional lending mold.

📞 **Call Me Today** 📞
Reach out to us today, and let's explore how our niche loan products can benefit your clients. Discover a world of possibilities beyond conventional financing and see what other products we have available to fit your buyers' unique needs.

📲 **Contact Information** 📲
📞 Call: (303)-842-2238
💻 Visit: Www.ProminentHomeFinance.Com

Don't limit your buyers' options. Partner with us to provide tailored loan solutions and make their dreams of homeownership a reality!

06/22/2023

🏠 **Introducing Our Game-Changing Community Mortgage Program!** 🌟
Are you ready to make your homeownership dreams a reality? Look no further! Our groundbreaking Community Mortgage Program is here to empower you and provide a practical loan option that caters to a wider range of borrowers.

🔒 No Income Documentation Needed!
🔒 Income or Employment Not Stated or Needed!
🔒 Credit Underwritten Based on LTV, FICO, and Liquidity!

Say goodbye to complex underwriting rules and embrace a streamlined mortgage process. Our Community Mortgage Program is specifically designed to serve prime borrowers, including those who are self-employed, small or cash-business owners, retired, or have unique financial circumstances.

Key Features of Our Community Mortgage Program:
✅ Practical Loan Solution for More Borrowers
✅ 30-Day Asset Seasoning Requirement
✅ LTV Up to 80% for Purchase/Rates-and-Terms
✅ LTV Up to 70% for Cash-Out Refinancing
✅ FICO Starting at 640
✅ Available for Primary Residences and Second Homes

At Prominent Home Finance, we understand that traditional underwriting requirements can sometimes limit homeownership opportunities. That's why we've developed a program that puts your unique situation front and center, focusing on your assets, creditworthiness, and the value of the property itself.

📞 Call us at (303)-842-2238
💻 Visit our website at Www.ProminentHomeFinance.Com

06/21/2023

It's the first day of summer and it's time to change with the seasons! If you're in the market for a new home, we can help get you to the closing table in an average of 20 days or less. Call us today.

06/19/2023

Real estate agents — want to know when your past clients are shopping for a new home? We monitor your past clients and let you know when they're in the market for a new purchase, so you can offer your services before they find another real estate agent! Call today!

06/18/2023

Don’t gamble with your mortgage! Choose a team like ours who has the expertise you deserve!

06/17/2023

Real estate agents — partner with a broker who can help you hit your contract dates with industry-leading technology. Call us today.

04/27/2023

If you’ve been saving and are finally ready to move out on your own, give us a call and let’s get you preapproved for your dream home!

Address

5460 Ward Road
Denver, CO
80002

Telephone

+13038422238

Website

https://auth.lendwize.io/u/login, https://homeloanhaus.com/

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