04/05/2026
Happy Easter!
Remember the Reason for the season!
I have been creating personalized budgets, spending plans, and goal setting for almost 20 years. I am a certified budget coach.
I have been providing financial coaching services for over 10 years. I have a Certificate in Life Coaching. I am a Certified Christian Financial Counselor. I have degrees in psychology and accounting. I have 10 years experience in various accounting fields, for individuals, large corporations, small business, and non profits.
04/05/2026
Happy Easter!
Remember the Reason for the season!
02/15/2026
Happy Valentine's Day!
Spending time with someone you cherish can be done in a cost effective way. Here are some ideas:
23 Free or Cheap Date Night Ideas That Aren’t Super Cheesy Teaching and creating with nature and games
When examining a budget versus actual spending, it's easy to see how small choices can have a big impact on your finances.
Every purchase is a potential choice to spend or not to spend money. Once that money is spent it cannot be spent again.
If you get a bonus from work or a gift, it's important to think through the best use of the resource.
Example:
$1,000 only goes up to $1,000.
If you spend $500, then you have $500, more.
If you need to use it to pay off debt, then you don't have that money to spend on something else.
It's a thought process you must get in the practice of using.
it's a simple but overlooked issue when dealing with finances.
Happy 2nd Month of the Year!
How are your resolutions holding up if you made any?
Typically, The second Friday in January, known as Quitter's Day, is when most people give up on their New Year's resolutions>
If you have made it this far, you are doing great!
11/28/2025
Philippians 4:7 (ESV)
And the peace of God, which surpasses all understanding, will guard your hearts and your minds in Christ Jesus.
11/27/2025
Philippians 4:6 (ESV)
Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God.
11/27/2025
Have a wonderful Thanksgiving!
11/26/2025
Philippians 4:6 (NIV)
Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God.
11/26/2025
Philippians 4:5
Let your gentleness be apparent to all. The Lord is near.
11/24/2025
Philippians 4:4 (NIV)
Rejoice in the Lord always. I will say it again: Rejoice!
11/24/2025
Philippians 4:1 (ESV)
“Therefore, my brothers, whom I love and long for, my joy and crown, stand firm thus in the Lord, my beloved.”
11/12/2025
Happy Veteran's Day!
Thank you to all who served.
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