CRA Solutions

Part two of our CRA Collaborative Peer Group discussion on FDIC & OCC Proposed CRA Rule Changes is coming up soon. Join now so you won’t miss this or our regularly scheduled quarterly meetings. https://www.icba.org/cra-collaborative-peer-group

So great to celebrate 15 years of with the veterans at Clyde Cosper Texas State Veterans Home earlier this year 😊 Thank you sponsors Legends Bank & First CommandFinacial Services

Contractor who pleaded guilty to financial elder abuse in early August has been sentenced to five years probation and must pay over $60,000 in restitution.

Smith County roofer to pay over $60K for financial elder abuse after pleading guilty SMITH COUNTY, Texas (KETK) — A Smith County contractor who pleaded guilty to financial elder abuse in early August has been sentenced to five years probation and must pay over $60,000 in rest…

Excellent content here from sponsor Pinnacle Financial Partners regarding the rise of elder financial abuse and resources to fight it:

Elder Financial Abuse Is on the Rise | Pinnacle Financial Partners Elder Financial Abuse Is on the Rise

It’s cool to be in Cool Springs for the Tennessee Bankers Association compliance conference!

As CRA expectations become more complex, it's important to understand more than the fundamentals. Join us for the CRA Foundations for ISB and Large Banks Seminar, livestreaming Oct. 22. CPE Credits: 4.50 Register today: https://www.icba.org/p/cra-foundations-for-isb-and-large-banks-seminar

CRA Collaborative peer group discussion: FDIC & OCC Proposed CRA Rule Changes
In addition to our regularly scheduled quarterly peer group meetings, on September 2, 2026, at 10:30 am central time, we are hosting a special session to discuss the FDIC and OCC's proposed amendments to the Community Reinvestment Act (CRA) regulations.
To Join: https://www.icba.org/cra-collaborative-peer-group

What’s in your toolbox to stay ahead of scams and fraud? bank sponsors get access to our Cyber-Savvy Seniors Resources, as well as the Scam Spotter Showdown and Fraud Prevention Bingo games that educate with fun!

FDIC’s Hill: Agency would welcome Fed participation in CRA rulemaking

FDIC’s Hill: Agency would welcome Fed participation in CRA rulemaking | ABA Banking Journal The Federal Reserve did not participate in the rulemaking, a change from when the banking agencies last revised CRA regulations in 2023.

CRA Foundations for Small Banks Seminar
• Oct 21, 2026
• CPE Credits: 4.50
Designed to equip participants with a practical understanding of Community Reinvestment Act (CRA) requirements tailored specifically to small institutions.

Covers core concepts such as assessment areas, qualifying activities, and examiner expectations, with focused guidance on the Small Bank Lending Test performance standards—including Loan-to-Deposit (LTD) ratio, assessment area concentration, geographic and borrower distribution, and response to CRA-related complaints.

Register:
https://www.icba.org/p/cra-foundations-for-small-banks-seminar