Coach Stacie

10/28/2026

🚦 **RETIRING SOON? DON'T ROLL OVER YOUR 401(k) WITHOUT ASKING THESE QUESTIONS.**

Before moving retirement money, understand what you're giving up and what you might gain.

Here are five questions to ask:

1️⃣ What fees am I currently paying?
2️⃣ What investment risks am I taking?
3️⃣ How much access will I need to my money?
4️⃣ Do I need guaranteed income for life?
5️⃣ What are the tax consequences of moving this money?

A Fixed Indexed Annuity may be worth considering if principal protection from negative index-linked interest credits and contractual income options are priorities.

But an FIA isn't automatically better than your existing 401(k).

Your workplace plan may have low fees, valuable investment choices, or other benefits. Moving money can also affect creditor protections and other features.

**Compare before you transfer. Never move retirement money just because someone promises a bonus or a better return.**

📩 **Message me for more information.** I'll help you understand what to compare before making a decision.

*Educational purposes only. Rollover and tax decisions should be evaluated individually. Consult a qualified tax professional where appropriate.*

10/26/2026

⏳ **WHAT IF YOU LIVE TO 90… OR 95?**

Living a long life should be something to celebrate — not something that makes you afraid to spend your retirement savings.

But here's the challenge: You don't know how many years your retirement will last.

A Fixed Indexed Annuity with an eligible lifetime income rider may provide contractual income for as long as you live, even if the annuity's account value eventually reaches zero, provided the rider's conditions are met.

That can help address one specific retirement concern:

👉 “What if I outlive my money?”

It doesn't mean every FIA is the answer. Some riders cost extra, income amounts depend on the contract, and access to your money may be restricted.

But guaranteed lifetime income is worth understanding if you want more predictability in retirement.

📩 **Message me for more information.** Let's discuss how lifetime income options work.

*Educational purposes only. Guarantees are subject to contract terms and the issuing insurer's claims-paying ability. Not financial, tax, or legal advice.*

10/24/2026

🧾 **A PENSION IS GREAT. BUT DOES IT COVER EVERYTHING?**

If you're fortunate enough to have a pension, you already have an important piece of your retirement income plan.

Now let's look at the rest.

Does your pension cover your monthly expenses?
What about travel, home repairs, medical costs, or helping your family?
And what happens if your spouse's income changes after one of you passes away?

Your pension may be dependable, but your entire retirement plan deserves a closer look.

A Fixed Indexed Annuity may offer an additional way to allocate some retirement savings, with potential index-linked interest and optional lifetime income features.

The right contract depends on your income needs, liquidity, health, timeline, and other resources.

You don't need another financial product just because someone is selling one. You need a strategy that solves an actual problem.

📩 **Message me for more information.** Let's look at the bigger retirement picture.

*Educational purposes only. Product features, costs, and guarantees vary. Consult qualified financial and tax professionals regarding your individual situation.*

10/23/2026

Can we normalize hearing about an opportunity BEFORE deciding whether we like it? 😂🙌

You don't have to be ready to jump in.
You don't have to know whether it's your thing.
And you certainly don't have to pretend you understand something you've never heard about before.

You can simply be curious.

Because earning has evolved, and some of the systems available today make it easier to get started, learn from others, and manage parts of a business right from your phone.

I'm sharing an opportunity built around helping people get affordable legal protection while creating the potential to earn commissions and develop an ongoing business.

Think:
📱 Flexibility to work from your phone.
🤝 People and mentorship to learn alongside.
🔑 A service with a practical purpose.
🌱 An opportunity to build over time.

Of course, success isn't automatic, and income isn't guaranteed. The goal is to understand the model and decide whether it fits YOUR goals.

**You can't make an informed decision about something you haven't taken the time to understand.**

So, if you're curious, let's have a conversation.

Comment **EARN** below, and I'll personally follow up with the details.

Curiosity is free. Let's start there. 😉

10/22/2026

📉 **RETIREMENT IS DIFFERENT WHEN YOU CAN'T AFFORD TO START OVER.**

Imagine you're retired and the stock market takes a significant hit.

Your investments may need time to recover, but you still need money for groceries, utilities, healthcare, and everyday life.

That's why protecting a portion of your retirement assets deserves a conversation.

Here's something important about a Fixed Indexed Annuity:

The insurance company calculates interest using a formula tied to an index. With a typical FIA, a negative index result means a 0% interest credit for that index period — not a matching market loss.

But remember:
⚠️ You don't directly invest in the index.
⚠️ You don't receive the index's full return automatically.
⚠️ Withdrawals, charges, and contract provisions can still reduce your value.

An FIA may help people who want market-linked interest potential without direct exposure to index losses.

The question isn't whether you should put ALL your money into one.

The question is whether a protected portion belongs in your retirement plan.

📩 **Message me for more information.** I'll help you understand the questions to ask.

*Educational purposes only. Not financial, tax, or legal advice. Actual results depend on the contract and the insurer's claims-paying ability.*

10/20/2026

This one is for the person who knows they need something more… but doesn't necessarily want another full-time job. ❤️

Maybe you're working hard, but the money still feels tight.

Maybe you want more flexibility for your family.

Maybe retirement is getting closer, and you're realizing you need to think differently about income.

Or maybe you're simply ready to build something that belongs to YOU.

I get it.

I've spent years building programs, leading teams, developing businesses, and helping people find solutions. One thing I know for sure?

**You don't always need to start from scratch. Sometimes you need the right system, the right support, and the willingness to learn.**

I'm looking at a business opportunity that can be explored from your phone, centered on helping people access affordable legal protection.

There are commission opportunities, potential ongoing earnings, and a community to learn from. Results depend on your effort, sales, and other factors.

You don't need to have it all figured out. You just need to be open to learning what is possible.

If that sounds like a conversation worth having, comment **EARN** below.

I'll personally follow up. No pressure, no awkward sales pitch. Just the information so you can decide for yourself. 🩵

10/19/2026

💰 **YOU SPENT YEARS BUILDING YOUR 401(k). NOW, HOW WILL IT PAY YOU?**

You worked. You saved. You contributed to your retirement account, and maybe your employer matched it.

But retirement changes the game.

Instead of asking, “How much have I saved?” you now have to ask:

👉 How do I turn my savings into income?
👉 How do I protect a portion of my retirement money from market downturns?
👉 How do I avoid taking more risk than I’m comfortable with?

A Fixed Indexed Annuity (FIA) may be one option worth exploring.

Depending on the contract, an FIA can provide:
✅ Protection from negative index-linked interest credits
✅ Potential interest based on a market index
✅ Tax-deferred growth
✅ Optional guaranteed lifetime income benefits

An FIA isn't right for everyone, and growth is subject to contract rules, caps, participation rates, and other limitations.

But if retirement is approaching, it's worth understanding your options BEFORE making your next move.

📩 **Message me for more information.** Let's explore whether an FIA fits your retirement goals.

*Educational purposes only. Not financial, tax, or legal advice. Guarantees are subject to the issuing insurance company's claims-paying ability. Product features and charges vary.*

10/18/2026

Sharing the Goods!! Check them out

Beyond is using Poshmark to sell items from their closet. Poshmark is a fun and simple way to buy and sell fashion. Shop from millions of people—and start selling too!

10/18/2026

Here's something I've learned after years in business and networking…

The people who move forward aren't always the ones who know the most.

Sometimes, they're simply the ones willing to learn a new system before everyone around them catches on. 👀

How we work has changed.
How we communicate has changed.
How we start businesses has changed.
And how we create additional income has changed, too.

Today, technology can help us connect, share information, follow up, and manage parts of a business without being tied to a desk all day.

That's why I'm paying attention to opportunities that fit the way people live and work NOW.

I'm exploring a business built around affordable legal protection, with commission opportunities, incentives, and a community where you can learn alongside others.

Is it guaranteed income? Absolutely not.
Is it worth understanding before deciding whether it's for you? I think so.

You don't have to say yes today. Just be willing to hear something new.

Comment **EARN** and I'll send you the details.

Your next opportunity might not look like the last one you considered. 🩵

10/15/2026

Your phone can do a whole lot more than keep you entertained, scrolling, and wondering where the last two hours went. 😂📱

What if you started using it to build something, too?

I'm talking about learning a business, connecting with people, sharing a service they may actually need, and using systems designed to help you get started.

You don't have to quit your job.
You don't have to have a business degree.
You don't have to know everything before you begin.

You do have to be willing to learn and consistently put in the effort.

I'm building around a business opportunity focused on helping people access affordable legal protection, with the potential to earn commissions and build ongoing income as eligible memberships remain active.

**Imagine making your existing phone time work a little harder for you.**

If you've been curious about earning differently, let's talk.

Comment **EARN** or message me directly. I'll walk you through how it works. 🩵