Zachary Vath Tampa Realtor

🏡 Important Reminder for My Recent Homebuyers! 🏡

If you closed on a home with me in the past year and it’s your primary residence, now is the time to file for your Homestead Exemption!

✅ Deadline: March 1st
✅ Where to Apply: Your County Property Appraiser’s Office
✅ Why It’s Important:
✔️ Reduces your taxable home value (saving you money!)
✔️ Caps annual property tax increases under the Save Our Homes benefit
✔️ Offers additional exemptions for veterans, seniors, and those with disabilities

Don’t miss out on these savings! If you have any questions or need help finding your county’s application, feel free to reach out—I’m here to help! 💼📞

Are Homes in High-Risk Areas Becoming the Next Real Estate Bubble?

Recent market shifts are revealing a fascinating trend—homes in disaster-prone areas are facing a new challenge: declining demand and slower appreciation.

A growing body of data suggests that as insurance premiums skyrocket due to climate risks, properties in high-risk regions (think hurricanes, wildfires, and floods) are struggling to hold value. In some cases, buyers are even negotiating a “disaster discount.”

📉 Key factors driving this shift:
✅ Insurance companies reassessing risk, leading to higher premiums or policy cancellations
✅ Buyers becoming more informed about climate risks and negotiating prices down
✅ Stricter disclosure laws in states like California and Florida
✅ Mortgage providers factoring climate risk into loan approvals

With affordability already a major concern in real estate, these trends could reshape where people choose to buy and how we assess long-term property value.

How do you see climate risk impacting home values in the next decade? Are buyers truly factoring it in, or is it still an afterthought in negotiations?

Let’s discuss. 👇

Will have updated pictures next Friday if my newest listing doesnt get sold before i get it on the market! Waterfront, pool home STUNNER fully renovated and ready for the market. Will be listed at 1.29 MILLION if anyone has buyers that have interest ahead of time make sure youre getting in touch! 813-541-7888

Looking at a fun filled day on the links this Saturday to support police and fallen deputies. Love me some golf as a sport but doing it while giving to a great cause makes it that much sweeter ⛳️🙌🏽

Thrilled to join the University of South Florida as a mentor for student-athletes pursuing careers in real estate! 🏡🏈📚 Eager to guide and support these talented individuals as they balance sports and academics, and help them build successful futures in the real estate industry. Both of these young gentleman have bright futures ahead on the field as well as in business 🐂

Potentially great news/relief for Florida home owners after the last few years of continuous increases in insurance costs. As affordability is at an all time low... tipping the scales in favor of homeowners for the first time in awhile will be a welcomed thought id say!

"State officials this spring have touted improvements in the market. As an example, the Florida Office of Insurance Regulation this month said at least eight carriers had filed for rate decreases in 2024"

Florida's property insurance market seems to be improving With a potentially volatile hurricane season ready to start, the AM Best financial rating agency released a report Thursday that said Florida’s property insurance market is showing signs of improvement — but that time will tell. The report said AM Best is “cautiously optimistic” about the ...