GNZ Financial

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GNZ Financial http://www.gnzfinancial.com GNZ Financial Services was founded in January 1988 by President Greg Zott. Fulton St., Ada, MI 49301.

For more than three decades, Greg has served as a financial planner and Registered Representative, helping hundreds of individuals and families navigate their financial journeys and work toward their retirement goals. His commitment to personalized financial guidance remains at the heart of GNZ Financial Services. Scott Hilliard, CPA, CFP® joined GNZ Financial Services in 2023. With extensive experience in accounting and financial management, Scott brings a comprehensive perspective to financial planning and wealth management. GNZ Financial works closely with clients to develop customized financial plans and provide retirement and investment guidance designed around their individual circumstances, priorities, and goals. This approach focuses on helping clients make informed financial decisions and pursue the retirement and life they envision. Greg Zott and Scott Hilliard are investment advisor representatives of, and advisory services are offered through USA Financial Securities, a registered investment advisor located at 6020 E. Additionally, Greg Zott is a registered representative, and securities are offered through USA Financial Securities, Member FINRA/SIPC. GNZ Financial is not affiliated with USA Financial Securities.

10/26/2026

Are you making the most of your State of Michigan retirement benefits?

Understanding your pension, retirement savings options, healthcare benefits, and retirement timeline can have a significant impact on your long-term financial future.

That's why we host educational retirement planning webinars specifically for State of Michigan employees.

📌 Visit our website for details on our upcoming webinar and registration information.

Thank you for all that you do serving the State of Michigan.

10/23/2026

Fall is one of my favorite times of the year. 🍂

With two kids in marching band, we're spending plenty of time at football games, enjoying the music, and soaking up the cool fall weather.

What's your favorite thing about fall?

🍂🎶🏈

Do you know the risk factors that can lead to cognitive decline?
10/23/2026

Do you know the risk factors that can lead to cognitive decline?

Try these activities to keep your brain sharp.

10/21/2026

Hit a career milestone recently? Congratulations! 🎉

Whether it's a promotion, raise, or years-of-service achievement, it's also a great time to revisit your retirement plan and make sure you're still on the right path.

We've shared additional State of Michigan resources in the comments below.

10/20/2026

Retirement may change your perception of investment risk.

10/19/2026

Fall is a great time for a financial checkup.🍁🍂

While Medicare Open Enrollment often gets a lot of attention this time of year, it's also a good opportunity to review other important areas of your financial life.

✅ Are you contributing enough to your retirement plan?
✅ Have you reviewed your beneficiary designations recently?
✅ Do your accounts reflect your current wishes and family situation?

Life changes, and your financial plan should evolve along with it.

Taking a few minutes to review these details today can help prevent headaches later.

10/18/2026

Medicare Open Enrollment is about more than comparing plans. It's about reviewing your life.

Have your healthcare needs changed over the past year? Have your prescriptions changed? Has your current plan changed?

October is a great time to take a fresh look at your Medicare coverage and make sure it still aligns with your needs and goals.

Sometimes the changes are small. Sometimes they're more significant. Either way, it's worth reviewing.

10/16/2026

Are you on the fence about working with a financial professional? This video will give you some food for thought. Watch here:

10/16/2026

To all Michigan educators: thank you.

Now that the school year is in full swing, we wanted to take a moment to recognize the incredible work you do for students, families, and communities across the state.

At GNZ Financial, we're proud to work with Michigan public educators and help them better understand their retirement benefits and planning opportunities.

📌 We also host educational retirement planning webinars designed specifically for Michigan educators.

Visit our website for upcoming events and additional resources.

10/14/2026

The world will always give us something to worry about.

Market volatility. Breaking news. Economic uncertainty.

There will never be a shortage of headlines competing for our attention.

But successful financial planning is often about focusing on what you can control rather than reacting to what you can't.

Your savings habits.
Your spending decisions.
Your long-term goals.
Your financial plan.

The most effective plans aren't built around predicting the future. They're built around helping you stay focused on what matters most, even when the noise gets loud.

What helps you stay focused when distractions are everywhere?

Address

755 W. Big Beaver Suite 2020
Troy, MI
48084

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