The Happy Money Journey

Somewhere around 45, you will wake up one morning and think, hang on, how prepared am I for what comes next?

You've spent twenty years building a career and raising a family while the mortgage ticked along in the background. Wealth was never really the plan. It happened, or it didn't.

This week's episode is the midlife financial reset, the kind that comes from clarity instead of panic. We talk net worth, the three pools your money should live in, and how to fund the things you still want to do without wrecking your future.

Might be the most useful hour you give yourself this year. Link in bio. 🎧

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Two women earn the exact same salary. Ten years later one is wealthy and one is still treading water. The difference is how much they understand money.

One built a system that turned income into assets. The other let her lifestyle expand to match every pay rise.

In this week's episode I walk through five shifts that move a well-paid woman to a wealthy one, starting with the simplest and most confronting of them, knowing your real numbers.

Wealth comes down to what you keep and what you build, not what lands in your account. Have a listen if you missed it. 🎧

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You can earn good money, in fact you earn really good money, but still feel like it slips through your fingers every single month.

That's the episode this week. The gap between a strong income and real wealth, and why being brilliant at earning has almost nothing to do with knowing how to keep and build it. Most of us were never taught the second part.

If your money feels more like a fast-moving river than something solid underneath you, this one is for you.

Listen now, link in bio. 🎧

S4 E27 The things you need to know about the Federal Budget 2026 The 12 May federal budget made big moves on family trusts, capital gains tax and negative gearing. Phoebe walks through what actually changed, who it affects, and the steps to take now, with women at the centre of the conversation. The federal budget handed down on 12 May proposed three major tax ch...